Investment Analysis
Prepared Exclusively forDr. Oscar Rios
239 Watt CourtRound Rock, TX
Dr. Rios, this brand-new construction townhome in the heart of Downtown Round Rock is perfectly aligned with your wealth-building goals through appreciation.
5-Year ROI
95.77%
Purchase Price
$399,900
Interest Rate
4.99%
Introduction
Dr. Rios, A Partnership Built on Trust
Dr. Rios, as your loan officer, I've partnered with a trusted realtor colleague who has an exceptional listing that aligns perfectly with your investment philosophy of prioritizing appreciation over cash flow. This newly constructed townhome offers a compelling opportunity for building long-term wealth through property value growth while taking advantage of favorable financing terms.
New Construction
Built in 2025 with modern amenities, builder warranty coverage, and minimal maintenance costs.
Prime Location
Two blocks from Main Street in Downtown Round Rock, with walkability to restaurants and entertainment.
STR Approved
HOA explicitly allows short-term rentals, enabling significantly higher revenue potential.
Property Details
Modern Living in Downtown Round Rock
Bedrooms
2
Bathrooms
3
Square Feet
1,389
Garage
2-Car
Year Built
2025
HOA/Month
$220
Notable Features
Property Gallery
Take a Closer Look
Financing Structure
Competitive Terms for Your Investment
Loan Terms
Your Initial Investment
Builder Incentives Available
This 4.99% rate is achievable through builder incentives currently being offered. These incentives can alternatively be applied toward closing costs, upgrades, or other options—let's discuss which approach best fits your investment strategy.
Financial Projections
5-Year Investment Analysis
Short-Term Rental (Moderate Scenario)
Projected Annual Revenue: $36,000
5-Year ROI
95.77%
| Year | Revenue | Expenses | NOI | Cash Flow | Equity |
|---|---|---|---|---|---|
| 1 | $36,000 | $26,558 | $9,442 | -$11,143 | $104,704 |
| 2 | $37,080 | $27,133 | $9,947 | -$10,639 | $130,668 |
| 3 | $38,192 | $27,724 | $10,468 | -$10,117 | $157,936 |
| 4 | $39,338 | $28,331 | $11,007 | -$9,579 | $186,573 |
| 5 | $40,518 | $28,955 | $11,564 | -$9,022 | $216,648 |
Investment Analysis Charts
Return on Investment
Where Your Returns Come From
5-Year ROI
75%.77%
Total return on your $89,978 investment (STR Moderate)
Equity at Year 5
$171,498
Your ownership stake after 5 years of appreciation and paydown
Appreciation Gain
$87,460
Property value increase at 5% annual appreciation
Return Components (STR Moderate)
Why This Opportunity Makes Sense for You, Dr. Rios
Wealth Building on Autopilot
Appreciation and loan paydown build equity without requiring active trading or market timing.
Manageable Monthly Commitment
The cash flow deficit is modest relative to physician income levels—view it as a monthly investment contribution.
Tax Advantages
Depreciation deductions, expense write-offs, and potential 1031 exchange opportunities for tax-deferred growth.
Strategy Flexibility
The STR-friendly HOA gives you optionality to maximize returns or switch strategies based on market conditions.
Next Steps
Ready to Explore This Opportunity?
Dr. Rios, I'm happy to discuss this investment in more detail at your convenience. Whether you have questions about the financing, want to tour the property, or are ready to move forward, I'm here to help you build wealth through appreciation.
Schedule a Call
We can review the numbers together and answer any questions.
Get Pre-Approved
I can have your loan pre-approval ready within 24-48 hours.
Tour the Property
My realtor colleague can arrange a private showing at your convenience.
With 157 days on market, there may be room for negotiation. Let's discuss your options.